We bring strategy, structure, clarity and confidence to our clients’ financial lives and keep it that way.

We are Certified Financial Planners® for business owners, families and individuals with complex financial affairs in Minneapolis, MN and Berkeley/San Francisco, CA.


Areté Wealth Strategists is an independent, fee-only, financial planning and investment management firm. We are recognized as a committed fiduciary firm by The Committee for the Fiduciary Standard.

Meet our Principal


Our Clients

Business Owners
You want to make the most of opportunities available to you as a business owner, improve cash flow, reduce taxes, and transfer or reduce liability.

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Individuals & Families 
From financial planning, investment management and life/disability insurance services, we give you the confidence that allows you to pursue that which is most important to you.

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We seek to create deep relationships with our clients and work together over the long term as life and plans change. We work with clients and other professional advisors to model various scenarios as life unfolds.

Arete - Financial Planning

The two distinctive features of our financial planning process are the emphasis on cash flow and risk management.

Some of the topics we may cover in our work together include:

  • Retirement income planning
  • Tax analysis
  • College planning
  • Estate planning & wealth transfer
  • Debt reduction analysis
  • Risk management analysis

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Our investment strategy can be broadly described as a core and satellite approach. Globally diversified stock and bond holdings comprise the majority of each portfolio. The satellites consist of alternative investments designed to enhance the overall risk/return ratio.
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We believe that the appropriate use of active and passive management are key differentiators of our process. In developed economies we seek low-cost passive/index investment vehicles and in inefficient markets, where talented managers can produce returns in excess of their benchmarks, we use the best active management our research has identified.

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