Investment Management

Our investment strategy can be broadly described as a core and satellite approach. Globally diversified stock and bond holdings comprise the majority of each portfolio. The satellites consist of alternative investments designed to enhance the overall risk/return ratio.
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We believe that the appropriate use of active and passive management are key differentiators of our process. In developed economies we seek low-cost passive/index investment vehicles and in inefficient markets, where talented managers can produce returns in excess of their benchmarks, we use the best active management our research has identified.

Working Together

Our investment approach relies on three attributes;

  • A trusting relationship
  • Defined goals, and
  • A rigorous investment policy statement.

We work with clients to manage their assets at a household level, not simply an account level. Clients are able to access their portfolio online at any time.
We encourage you to complete our brief questionnaire and we shall be in contact to schedule a complimentary forty-five minute initial consultation to determine whether our firm is the right fit for you and your needs.

Fee Structures

Under this structure, fees are computed as an annualized percentage of assets under management on a sliding scale.

We offer clients two investment-based fee options: directly managed and/or 3rd party money management. Directly managed accounts utilize our proprietary investment allocation models. You may choose to use or we may advise using a 3rd party managed account depending on your needs and objectives.

Total Assets Under Management

Directly Managed

3rd Party Managed Account

$50,000 – $299,999 1.35% 0.75%
$300,000 – $499,999 1.15% 0.85%
$500,000 – $999,999 1.0% 0.75%
$1,000,000 – $2,999,999 0.85% 0.65%
$3,000,000 – $4,999,999 0.7% 0.55%

 

The fee is payable quarterly in advance. The first payment is due immediately and assessed pro-rata. Subsequent payments are due and assessed on the first day of each quarter based on the value of the account as of close of business on the last business day of the preceding quarter.

These fees are for advisory services only and do not include any transaction fees or commissions, which may be charged separately by the trading/custodial firm.