Frequently Asked Questions
Who is our typical client?
If you are any of these situations we can help:
You are a successful professional with a healthy six or seven-figure income. You’re saving and investing money but you know you can be doing more to reduce taxes, optimize investments, and create a work optional plan in retirement.
You are getting ready for retirement or are currently retired and want a plan to make sure you don’t run out of money.
What services do we typically provide our clients?
Is there a cost for the first meeting?
No, our 45 minute, introductory meeting is complimentary. You have an opportunity to evaluate us and we have a chance to determine whether or not we can be of service to you. If, however, the purpose of the meeting is to render advice on a specific issue, we charge for our time at our normal hourly rate.
Do we need to meet in person?
I have a ton of credit card debt and am having difficulty keeping up my monthly payments, can you help?
If you are struggling to keep up on your monthly payments, then you do not need a financial planner, you need a credit counselor. Start by contacting the National Foundation of Credit Counseling, and see if a Debt Management Program might be a good fit for you. They have trained counselors in your area who can help assess your situation and help guide you through credit counseling, foreclosure, and bankruptcy.
What does Areté Wealth Strategists really do for you?
In essence, we are your partner and coach, advising you so that you can achieve your financial and life goals. We will help you dream, grow, protect, enjoy, and transfer your wealth. Our goal is to help you gain clarity about what you want and how to get it. We work with you to set goals, develop strategies to achieve them and implement the strategies, monitoring your progress and making adjustments when necessary.
What other services do we provide?
Our primary service offerings are financial planning and investment management. For our business owner clients, we also offer business coaching.
Whom will you work with at Areté?
You will work directly with our principal, Ashley Murphy, CFP® and our Paraplanner Kellen Enright