Know You're Making the Right Decision with Areté

At Areté Wealth Strategists we have devised an on boarding process  to aid you in forming a wise and knowledgeable decision on working with us. 

Understanding this process will help you further evaluate Areté Wealth Strategists in comparison with other wealth management firms. 

Here are the main points to take away from the process:

There is no cost to participating in this process. You need to know how you can be helped by a firm before you pay anything.

You will know by the end of the process where you stand financially and what steps you need to take to improve.

The first step is simply a 15 minute phone call.

Our On Boarding Process

Fit Meeting: Our Initial Meeting is Complimentary

We’ll define our services, discuss expectations and together determine whether AWS is ideally suited to meet your needs. You are free to ask questions about our firm and background, etc. 


We shall explain the process we will follow and enquire further to gain a broad understanding of your financial life.

On Boarding Process: Meetings + Client Homework

Onboarding Packet
• Invitations to our apps (Dropbox, eMoney, FileThis)
• Risk tolerance questionnaire
• Discovery meeting invite
• Cash Flow Fact Finder
• Document checklist
• Client Services Agreement.

Discovery Meeting (90 minutes)
We’ll confirm your current financial situation, discuss your dreams and goals, and complete our fact finder. 

llumination Meeting (60 mins)
We present our view of your current financial life and request any additional documentation/connections.

Assessment and Preperation

We’ll interpret and analyze your current financial situation, including assets, liabilities and cash flow, current insurance coverage, investments, and tax information. We will correspond by phone/email.

Recommendations: 1-2 Meetings 

Based on our comprehensive assessment, AWS will develop and present our financial planning recommendations aligned with your financial situation, values, goals, and risk tolerance.


Once the recommendations have been delivered, we will work with you to put it into action. Where appropriate, we may work with other professionals such as an accountant, attorney, insurance agent, mortgage broker, etc.

Review and Alignment

Your circumstances, lifestyle, and financial goals are likely to change over time, so it’s important your financial plan is regularly reviewed and adjusted to make sure it’s still your plan.

Have more questions? Continue reading...

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Work with us if you're interested in things like reducing taxes, cutting unnecessary fees, and building a world-class investment portfolio.

Financial planning is not just a job for us. We eat, live, and breathe it. We spend our free time educating ourselves and finding the best solutions for our clients because we truly love what we do.

With us you can:

Determine, once and for all, if you are on track to reach your financial goals.

Implement tax strategies that will reduce your tax bill.

Optimize your insurance policies to protect your family and save you money.

How to Know If You're a Good Fit for Areté

If you are any of these situations we can help:

You are a successful professional with a healthy six or seven-figure income. You’re saving and investing money but you know you can be doing more to reduce taxes, optimize investments, and create a work optional plan in retirement.

You are getting ready for retirement or are currently retired and want a plan to make sure you don’t run out of money.

How We Make Money


However, we do make money by offering a number of different service models that you can choose from depending on the scope of your needs.

These service models can be reviewed below:

Wealth Fusion

For clients with $350,000 or more in Assets Under Management, we offer comprehensive financial planning and investment management together in a service we call ‘Wealth Fusion.’

(Financial Planning + Investment Management)
Advice Only 

The primary determinant of a quoted fee is the complexity of a client’s financial life.


We provide advice only engagements in two ways:

  1. Subscription 

  2. Project